R5IoT
Track record
Earlier work · OneMain Financial · 2021

BrightWay Credit Card

Turn your payments into progress.

Built by our founder, Jonathan Concepcion, while at OneMain Financial, before R5IoT.

BrightWay Credit Card shown on devices

Client

OneMain Financial

Year

2021

Type

iOS, Android & web app

Role

iOS, Android and web app development

Platforms

iOSAndroidWeb
Overview

BrightWay is OneMain Financial's credit card, issued by WebBank. Its app lets cardholders activate a new card in seconds by scanning it, set up autopay or schedule one-time payments, track the on-time-payment milestones that earn rewards like more credit or lower rates, and monitor every purchase, with help at every step.

Launched in 2021 on the App Store and Google Play, alongside the BrightWay web app. As of September 2026 it holds a 4.8★ App Store rating from 33,000+ ratings and 4.6★ on Google Play, with 500K+ downloads.

What Jonathan did

  • The BrightWay cardholder experience across iOS, Android and the web
  • Card activation by scanning the card
  • Payments: autopay and scheduled one-time payments
  • Rewards milestones and purchase history
Gallery

5 images